the saga continues (edited)

[thehefner]

So as I suspected, they did in fact keep charging me during the 35 hours since my $926.00. And furthermore, I don't even know if they counted the $275.00 refund I was given. So I am still overdrawn by $115.00.

Okay. This is my mad face.

I can't go up to Shady Grove in person to raise hell, so I have to settle doing it over the phone while I'm at the comic shop. I called them up and the manager is busy, they said she would call me back. So now I wait to see if she does.

This is utter fucking bullshit. They've taken a thousand goddamn dollars from me.

EDIT: The manager said she understands and is willing to meet me half-way and refund half the $115.00. (I thought, "if you wanted to meet me halfway you'd refund $500.00"). My father is even more furious and calling his lawyer, but I sincerely doubt there's anything to be done. They fucking have me, no matter how much they've taken advantage of me.

I am shivering with anger right now.

Comments

[fishymcb.livejournal.com]

Man, that sucks. If you didn't already know that the Republicans run the country, there's your clue. I say we gather up Bub and Big Daddy and raise some hell, because, to quote former wrestler Stevie Ray, "Suckas gots ta get hurt".

[chickenhat.livejournal.com]

exactly WHICH bank is this anyway?

Request that the manager look at the overdraft charges first. And seriously, next bank acocunt you open, after you close this one, make sure you have overdraft protection.

You're young and just learning this, karmically you get slack. And in the meantime IF you go for a credit card, use it only to create a credit history outside of a bank account. It's a slippery slope once you start robbing Peter to pay Paul. I say this as someone who had over 20K in credit and cut up all his cards with CCCS debt management. Best yet, get a VISA check card type of deal. I've got one that doubles as my ATM card from Chevy Chase (and yes, it has overdraft protection just in case I write a paper check). It suits me well.

[thehefner.livejournal.com]

The manager of BB&T looked into everything she seemed willing/able to look into. This is the third time a BB&T official has looked over my account over the past three days and nothing's changed.

Thing was, this WAS a check card, which I prefer over a credit card any day. I do not think I can handle credit, at least not yet. Next bank I go to, if I get a check card I'm going to use it only in emergencies and use cash for transactions.

My mom's on her way to pay off the fee and close my account as I type this.

[morganashkevron.livejournal.com]

Have you looked over the statements to see exactly when the charges were incurred and how they are compounding? They can print out a complete transaction history for as far back as you want them to and you can go over it line by line and make sure it's not some bogus charge or anything. Also, definitely go in person and be angry. And if you really can't go in person, tell the person who answers the phone that you will hold until someone is free to speak with you. And if they keep you on hold for too long, hang up and try again. Be a nuisance until they give you back your money. They'll do it eventually.

[thehefner.livejournal.com]

She did call back and I did get angry. Too angry even; I lost my temper and gave her the upper hand, which I am still hating myself for doing. The only money being given back is $57.50, leaving another %57.50 that I owe. I don't know what else I can do. My mother is on her way to pay and close the account.

[morganashkevron.livejournal.com]

That sucks all around. I had BB&T for a while, too and they kept charging me with hidden fees and not depositing checks so I took my money to Baltimore County Savings Bank - it's been a much happier experience. Also, SunTrust is good if you get the right kind of account. Most of their checking and savings accounts have ridiculous minimum balances, though.

Give them no more

[spirit-o-fire.livejournal.com]

Really John, this sounds like they are really dicking you over. What ever yuou do, don't give them another penny. If they don't give you serious money back on your account, like 300-500 dollars, then start fresh with a new bank. I recommend Chevy Chase. They are all over MD, in almost every Giant and fairly customer friendly.

Good luck.

[stdelia.livejournal.com]

o.o *hides*

[thehefner.livejournal.com]

No no, you have nothing to fear. You are a pretty girl, and therefore you make the anger go away.